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ALTERNATIVE APPLICATIONS

360 Payments Alternatives

Should you replace 360 Payments?

Square Point Of Sale is the strongest catalog alternative to evaluate for 360 Payments.

360 Payments

Current
Seat-based Payg
0/5
Annual cost
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Seats assigned
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This catalog view compares public market data and does not include organization spend or usage.

360 Payments alternatives

See how 360 Payments compares to 12 alternative apps you can switch to.

Square Po...Best FitPublic pricingAvg. switch cost--You get an easy-to-use POS with built-in tools for sales and staff, but you lose flexibility in how payments are set up and processed
StitchStrong ContenderPublic pricingAvg. switch cost--You get flexible code tools and African bank payouts, but lose physical card readers and simple retail checkout.
Alternati...Worth ConsideringPublic pricingAvg. switch cost--Switch if you need B2B invoicing and buy-now-pay-later, but you will lose in-store card reader support and simple retail checkout.
PaystandWorth ConsideringPublic pricingAvg. switch cost--Switch to Paystand if you invoice B2B clients and want automated bank payments, but you will lose in-store card processing and terminal support.
PayoneerWorth ConsideringPublic pricingAvg. switch cost--Payoneer is best for sending and receiving money globally, but you'll lose the ability to take card payments in person.
KlarnaWorth ConsideringPublic pricingAvg. switch cost--You get more sales tools and shopper features, but lose direct payment processing control and in-store capabilities.
WallesterWorth ConsideringPublic pricingAvg. switch cost--You get modern virtual cards and expense tracking, but lose in-store checkout and physical payment terminals.
AfterpayWorth ConsideringPublic pricingAvg. switch cost--Afterpay helps you close more sales with installment options, but you lose full control over payment processing and in-person card acceptance.
Service F...Worth ConsideringPublic pricingAvg. switch cost--You get job scheduling and invoicing, but lose dedicated payment tools and POS hardware support.
Apple Pay...Worth ConsideringPublic pricingAvg. switch cost--You get faster mobile checkout and no extra hardware, but you lose direct merchant accounts, POS terminals, and dispute handling.
GocardlessNot RecommendedPublic pricingAvg. switch cost--Gocardless is not a strong catalog fit based on public pricing, migration, or product-fit signals.
WeaveNot RecommendedPublic pricingAvg. switch cost--Weave is not a strong catalog fit based on public pricing, migration, or product-fit signals.

Square Point Of Sale and Stitch selected for comparison.

Annual costTotal subscription cost for each app, shown for the selected billing period.
360 Payme...

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Public pricing

Public catalog pricing. Organization spend is not included.

Square Po...

--

Public pricing

Public catalog pricing estimate.

Stitch

--

Public pricing

Public catalog pricing estimate.

3-Year Net SavingEstimated savings over three years after migration and setup costs.
360 Payme...

$0

No migration in the current app baseline.

Square Po...

--

After $2,500 estimated migration cost.

Stitch

--

After $5,000 estimated migration cost.

Team Fit ScoreHow closely the app matches the teams, workflows, and usage patterns currently in place.
360 Payme...

--

Square Po...

70/100

Square Point of Sale works well for teams that need to take payments in person or online while managing inventory and staff. It's especially strong for restaurants, retail shops, and mobile vendors who want an all-in-one tool. Product or engineering teams may find it less relevant unless they're also handling sales or events.

Stitch

40/100

Stitch is built for engineers who want to code payment flows into their apps. 360 Payments is built for store owners who need physical card readers and simple checkout counters. You will trade hardware support for coding flexibility.

Adoption RiskExpected friction, training effort, and behavior change needed to move teams onto the alternative.
360 Payme...

--

Public adoption signal for the current app.

Square Po...

low

Square Point Of Sale is a low-complexity migration. Estimated 4 weeks and $2,500 one-time cost.

Stitch

medium

Stitch is a low-complexity migration. Estimated 4 weeks and $5,000 one-time cost.

User satisfactionAvailable rating and review signal for team sentiment around the app.
360 Payme...

--

Square Po...

4.6/5.0

48000 reviews

Stitch

4.8/5.0

185 reviews

Timeline & DisruptionExpected migration duration and disruption to normal workflows.
360 Payme...

No migration needed

Square Po...

4 weeks

Low

Square Point Of Sale is a low-complexity migration. Estimated 4 weeks and $2,500 one-time cost.

Stitch

4 weeks

Low

Stitch is a low-complexity migration. Estimated 4 weeks and $5,000 one-time cost.

Setup & trainingOne-time implementation, enablement, and training investment required.
360 Payme...

--

Square Po...

$2,500

Estimated one-time migration and setup effort.

Stitch

$5,000

Estimated one-time migration and setup effort.

Integration CoverageHow much of the current integration and workflow surface is covered by the app.
360 Payme...

--

Square Po...

--

Supports 150 native integrations.

Stitch

--

Supports 85 native integrations.

Feature Match (%)How closely the app matches current feature needs, including notable gaps or risks.
360 Payme...

100%

Square Po...

50%

  • No built-in payment gateway for developers
  • Limited customization for complex retail workflows
Stitch

55%

  • No physical payment terminals or POS hardware
  • Limited support for in-store retail workflows
  • Requires developer work to build checkout flows
  • Not optimized for small business merchant accounts
CertificationsSecurity, privacy, and compliance certifications available for each app.
360 Payme...

--

Square Po...
PCI DSSSOC 2 Type IIGDPR
Stitch
PCI DSSSOC 2 Type IIISO 27001
Choose This IfThe conditions where keeping or switching to this app is likely to make sense.
360 Payme...

You already standardize on this app.

Square Po...

You run a retail store, restaurant, or service business and want to take payments, track inventory, and manage your team in one place

Stitch

You are building an app or website and need to accept payments without buying hardware.

Avoid This IfThe conditions where this app is likely to create cost, workflow, or adoption risk.
360 Payme...

Public pricing or fit signals no longer match your needs.

Square Po...

You need to customize how payments are processed behind the scenes or want full control over your merchant account and gateway settings

Stitch

You run a physical store and need card readers and in-person checkout tools.